Financial Planning for Life-Changing Events
There are moments in life that stop you in your tracks. Some arrive with heartbreak. Others bring excitement or uncertainty. Whether it’s losing a loved one, selling your business, going through divorce, or inheriting wealth, these events shift your world—and with it, your financial future. At Transform, we understand that money doesn’t exist in a vacuum. Behind every figure is a feeling. And in these life-defining moments, what you need most is someone who can guide you with clarity, compassion, and perspective.
0%
of our clients think that working with us has helped or will help them achieve their financial goals.
0%
of our clients said they were satisfied that we understand their needs, objectives and goals.
0%
of our clients would recommend us to their friends or family – and all said they have done so already!
Navigating Life’s Biggest Turning Points
Why Life Events Demand a Different Kind of Planning
Financial planning is rarely about numbers alone. It’s about people, timing, and the emotional weight that comes with change. When life throws you something unexpected—or gives you the opportunity to completely redefine your future—standard financial advice may fall short.
These are the moments when your needs become unique:
- Emotions cloud decision-making.
- Timing becomes critical.
- The stakes are higher—both personally and financially.
And that’s where we come in.
How We Help You Regain Clarity and Control
We bring a human-centred, structured approach to financial planning during major life transitions. Whether you’re navigating grief, managing a windfall, or preparing for long-term care, our role is to help you find calm amid the complexity.
Here's What We Do
✔ We listen deeply.
✔ We prioritise what matters most to you.
✔ We build financial plans that adapt to your new reality—without pressure, judgment, or overwhelm.
We Guide You Through Life-Changing Events
Why Clients Choose Transform
Life-changing events demand more than technical advice. They require someone who can bring clarity to complexity and calm to chaos.
At Transform, our service is:
✅ Emotionally intelligent – We understand the human side of financial decisions.
✅ Bespoke – Every life event is different. So is every plan.
✅ Empowering – We help you move forward, not just stand still.
Whether you’re facing a personal crisis or planning something momentous, we’re here to guide you through it—step by step, without pressure.
FAQs
Do I need a full financial plan right away?
Not necessarily. In the early stages of a life event, we often begin with a shorter-term plan to stabilise your situation, and build from there.
Can you work alongside my solicitor or accountant?
Yes. We’re experienced in collaborating with other professionals to ensure all advice is coordinated and aligned.
I’m not sure what I need—can you still help?
Absolutely. Many clients come to us unsure where to begin. The discovery call is a no-pressure space to talk it through.
Ready to Talk It Through?
Every journey starts with a conversation.
Book a discovery consultation today, and let’s rebuild your financial future together.
Transform Financial Planning (FP) is a trading style of Bridge Investments Partners Ltd. Bridge Investments Partners Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/ under reference no. 608975.
Registered in Scotland. Company Number: SC456760. Registered Address: 19 Monktonhall Place, Musselburgh, Scotland, EH21 6RR.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Regulations, levels and bases of taxation are subject to change. The value of your investment can go down as well as up and you may not get back the full amount you invested.
The Financial Conduct Authority does not regulate Inheritance Tax Planning, Business Planning, Will Writing, Taxation and Trust Advice. The firm is not responsible for the content of external links. The content is aimed at UK residents or residents of MiFID countries. See our Website Terms of Use.
Making a Complaint
If you wish to register a complaint, please email hello@transformfp.com or write to us at Transform FP, Compliance Officer, 129-131 Comely Bank Road, Edinburgh, EH4 1BH UK, or telephone us on 0131 315 222.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.
Production