What Makes Us Different
At Transform, we believe Financial Planning is more than just numbers – it should be about creating the life you’ve always envisioned. We combine empathy, expertise, and clarity to make the process simple and relatable, always keeping you and your family at the heart of what we do. Our goal is to make planning for your future feel inspiring and achievable - not overwhelming.
Our Purpose, Mission & Vision
Purpose
We empower people to make the right financial decisions to lead the most fulfilling lives.
Mission
We provide clarity and confidence in making financial decisions enabling people to live the lives they want.
Vision
We want to have enriched the lives of 250 families and their future generations across Scotland by 2035.
We’re independent and unbiased advisers
As an independent financial planning firm, we’re not tied to any specific providers, nor do we favour certain financial products. This means that when we’re creating your plan, we can search the whole of the market for the very best solutions to suit your needs. It means totally unbiased advice, tailored to you.
We’re by your side when things change
Nothing in life stays the same. People evolve and circumstances change, so your finances need to allow for that. That’s why we’ll be there through it all; each lightbulb moment, every panic or uncertainty, and every celebration. With a flexible plan that’s maintained regularly, you can feel confident and in control – of whatever comes your way.
What We Do
✅ We Listen to You
We listen. Your ambitions are the foundation of our work. We’ll craft a life and financial plan that provides clarity your future and gives you peace of mind, no matter what life throws your way. Because the only surprises you should expect are the good kind.
✅ We Keep It Straightforward
Life’s too short for confusing jargon or sugar-coated advice. We’ll tell it like it is, offering clear, actionable guidance to help you take confident steps toward your goals. No fluff, just the facts.
✅ We Prioritise You
You’re more than a client—you’re a person with unique priorities, goals and challenges. Our approachable team provides genuine support, always putting your best interests first. We’re here for you through different phases of life.
✅ We Bring the Fun
Who says financial planning has to be dull? With us, it’s a friendly, engaging process filled with light-hearted moments and a touch of humour to keep things enjoyable. Let’s take the stress out of securing your future.
What We Don't Do
❌ Leave You Hanging
We won’t hand over a plan and vanish. We’re here for the journey, providing ongoing advice and support whenever you need it. Because your financial journey isn’t a one-off—it’s a long-term partnership.
❌ Treat You Like a Spreadsheet
Numbers are only part of the picture. We focus on what matters most to you and build financial strategies around your life and values. Your plan isn’t just about sums; it’s about supporting the life you want to lead.
❌ Overwhelm You With Jargon
Forget complicated terminology. We’ll explain everything in plain, simple terms, so you always feel informed and confident in your decisions. No more squinting at tax forms.
❌ Overcharge Or Overcomplicate
Transparency is our promise. You’ll know exactly what you’re paying for and why, with no hidden costs or unnecessary add-ons. We’re not here to add confusion—only clarity.
Experts Who Care
Meet Our Friendly Team
At Transform, we’re not just financial planners—we’re your partners in creating a life that’s as fulfilling as it is financially secure.
We asked our clients what they thought the biggest benefit of working with us was. They said…
Providing a safe pair of hands
Support and assistance in meeting my financial goals
Confidence and trust
Peace of mind for my financial security
The knowledge you have and provide me with
Having everything under one roof
0%
of our clients think that working with us has helped or will help them achieve their financial goals.
0%
of our clients said they were satisfied that we understand their needs, objectives and goals.
0%
of our clients would recommend us to their friends or family – and all said they have done so already!
Real Client Stories
Transform Financial Planning (FP) is a trading style of Bridge Investments Partners Ltd. Bridge Investments Partners Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/ under reference no. 608975.
Registered in Scotland. Company Number: SC456760. Registered Address: 19 Monktonhall Place, Musselburgh, Scotland, EH21 6RR.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Regulations, levels and bases of taxation are subject to change. The value of your investment can go down as well as up and you may not get back the full amount you invested.
The Financial Conduct Authority does not regulate Inheritance Tax Planning, Business Planning, Will Writing, Taxation and Trust Advice. The firm is not responsible for the content of external links. The content is aimed at UK residents or residents of MiFID countries. See our Website Terms of Use.
Making a Complaint
If you wish to register a complaint, please email hello@transformfp.com or write to us at Transform FP, Compliance Officer, 129-131 Comely Bank Road, Edinburgh, EH4 1BH UK, or telephone us on 0131 315 222.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.
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